ABOUT
Start with Clarity
Clarity Cross Border Planning was founded with one goal: to provide expert, unbiased financial guidance for people with ties to both Canada and the United States. We help clients make confident, compliant decisions across borders, without sales pressure, hidden fees, or one-size-fits-all solutions.
Cross-border financial planning goes far beyond traditional tax or financial advice. It requires a deep understanding of two different systems, and how they intersect across residency, retirement, estate law, insurance, healthcare, and more. Our work brings those moving pieces together into one cohesive strategy that supports your life on either side of the border.
Because cross-border planning is an unregulated field, we believe qualifications and transparency matter more than ever. We don’t sell products. We don’t manage your assets. We provide clear, customized plans built around what’s best for you, and only you.
Our Mission
Clarity Cross Border Planning was founded with one goal: to provide expert, unbiased financial guidance for people with ties to both Canada and the United States. We help clients make confident, compliant decisions across borders, without sales pressure, hidden fees, or one-size-fits-all solutions.
Why Clarity?
We’re one of the only firms led by a planner certified in both Canada and the U.S., offering truly integrated financial advice. With flat fees, no product sales, and personalized service, we provide a level of cross-border clarity most traditional firms simply can’t offer.
Our Commitment
Because cross-border planning is an unregulated field, we believe qualifications and transparency matter more than ever. We don’t sell products. We don’t manage your assets. We provide clear, customized plans built around what’s best for you, and only you.
Meet Brandon
Brandon Davies is one of the few financial planners certified in both Canada and the U.S., holding dual CFP® designations along with CIM®, CLU®, and TEP credentials. His expertise covers cross-border tax, retirement, investment, insurance, and estate planning, helping clients navigate the unique financial challenges that come with living across two systems.
As a fee-only, advice-only planner, Brandon provides clear, unbiased guidance without commissions or product sales. He’s a strong advocate for transparency in financial planning and believes advice should always put the client first.
Based in Alberta with his wife and young son, Brandon works with individuals and families across North America. His approach is practical, honest, and built around giving clients the clarity and confidence they need to make informed financial decisions.
Associations & Accreditations
Flat-Fee Pricing
At Clarity Cross Border Planning, we believe financial advice should be clear, objective, and free from hidden agendas. That’s why we operate on a fee-only, advice-only model, no product sales, no asset-based fees, and no commissions. You pay for our expertise, not a sales pitch.
Our pricing is based on the complexity and scope of your situation, with every engagement quoted upfront as a flat project fee. You’ll know exactly what to expect before any work begins. Half the fee is due at signing, and the remainder upon delivery of your completed financial plan.
Ongoing support is available for clients who wish to continue working together for plan implementation, updates, or new challenges as they arise. These services are billed hourly, monthly, or annually, always clearly defined in advance.
Our Shield
Our logo was designed to represent strength, clarity, and trust, three values at the heart of everything we do.
The shield symbolizes protection and structure, reflecting our role in helping clients navigate the complex financial landscape between Canada and the United States. Within the design, you’ll see subtle elements from both countries, the maple leaf and stars, working together to represent cross-border alignment and binational expertise.
It’s a bold, balanced mark that communicates confidence and clarity. For our clients, it’s a reminder that no matter how complex your financial situation may be, you have a trusted guide helping you protect what matters and plan for what’s next, with honesty, transparency, and care.